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๐Ÿ“ฑ Payment Guide

QR ZakGT vs KHQR / ABA โ€” Which One Should You Use?

Both scan a QR code with your phone. One credits your coins in seconds automatically. The other needs a human to check and approve it. Here is exactly how each one works, so you know what to expect after you pay.

By ZakGT TeamยทJuly 27, 2026ยท5 min read

The Short Version

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QR ZakGT โ€” Instant

ZakGT's own payment gateway. Scan, pay, and coins land in your wallet within seconds โ€” fully automatic, no waiting, no admin involved.

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KHQR / ABA Bank โ€” Manual

A standard bank QR transfer. After paying, you submit a claim and an admin checks the bank statement before approving โ€” usually within a day, not instant.


Side by Side

ย QR ZakGTKHQR / ABA Bank
How you payScan the QR ZakGT code shown at checkoutScan a bank KHQR code / send an ABA transfer
After you payNothing โ€” coins arrive automaticallyYou submit a claim ("I paid, ref = ...") in the app
Who credits your coinsFully automatic systemA human admin, after checking the bank record
Typical waitSecondsUsually same-day, can take longer
Best forWhen you want coins right nowWhen QR ZakGT isnโ€™t available for your amount/region

How to Pay with QR ZakGT

  1. 1Open Top-Up: From your wallet, choose "Top Up" and pick an amount.
  2. 2Choose QR ZakGT: Select QR ZakGT from the payment method list โ€” youโ€™ll see a QR code labeled "Pay to ZAKGT."
  3. 3Scan and pay: Scan it with your banking app and confirm the payment for the exact amount shown.
  4. 4Wait a few seconds: ZakGT detects the payment automatically and credits your coins โ€” no further action needed.
  5. 5Check your balance: Your wallet updates on its own. If coins donโ€™t appear within a couple of minutes, contact support with your payment time and amount.

How to Pay with KHQR / ABA Bank Transfer

  1. 1Open Top-Up: From your wallet, choose "Top Up" and pick KHQR or ABA Bank as the method.
  2. 2Scan and pay: Scan the bank QR code with your banking app (e.g. ABA Mobile) and complete the transfer.
  3. 3Submit your claim: Back in ZakGT, submit a payment claim with your transfer reference so support can find it on the bank statement.
  4. 4Wait for admin review: An admin checks the real bank record against your claim โ€” this is a manual step, so it isnโ€™t instant.
  5. 5Youโ€™re notified: Once approved, coins are credited and you get a confirmation email.

FAQ

Why isnโ€™t QR ZakGT instant for me?

QR ZakGT works for the amounts and regions itโ€™s configured for. If itโ€™s unavailable at checkout, use KHQR/ABA instead โ€” same coins, just a manual review step.

I paid with QR ZakGT but coins didnโ€™t arrive โ€” what now?

Wait a couple of minutes first (matching happens automatically). If still nothing, contact support with the exact time and amount paid โ€” do not pay again.

Is one method cheaper than the other?

No โ€” both credit coins at the same fixed rate (1 Coin = 1 USD = 4,000 KHR). The only difference is speed.

Can I switch methods mid-payment?

Yes โ€” just start a new top-up and pick the other method. Nothing from an abandoned attempt is charged.

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